Settle

Never miss an invoice again

Move from sending invoices to running your cash flow as a system. Settle handles invoicing and follow-ups automatically so nothing slips through.

Get StartedNo credit card required

You're leaving money on the table

2 clients flagged based on your invoicing history

Acme Inc

Last invoice 10 days ago, usually monthly

~$4,200

Beta LLC

Usually invoiced weekly, 3 days overdue

~$1,800

Estimated missed revenue

$6,000

The problem

You're losing money without realizing it

Invoices get sent. Follow-ups get forgotten. Revenue slips quietly.

Invoice delayed

5 days late, $3,200 sitting idle

Missed cycle

No invoice this month, revenue gone

Revenue at risk

$6,000 unbilled across 2 clients

Detection

We catch what gets missed

When you use Settle for invoicing or import your existing data, we learn your billing patterns and surface missed invoices, delayed payments, and revenue at risk. Nothing depends on memory. Nothing slips through.

Based on your invoicing history:

Acme Inc

Last invoice 10 days ago

$4,200

Beta LLC

Usually invoiced weekly

$1,800

Follow-up

Stop chasing payments

Settle follows up automatically based on client behavior. Reminders escalate over time so invoices do not get ignored or delayed. You stay professional while the system ensures every invoice is followed through.

Day 0Neutral

Invoice sent

Day 3Warm

Friendly nudge

Day 7Direct

Polite check-in

Day 14Assertive

Firm follow-up

Day 30Escalated

Final notice

How it works

Detect. Act. Control.

01

Detect

We find invoices you forgot to send

We detect missed invoices, late payers, and revenue at risk, before you notice.

Missed invoice detected

Acme Inc, 10 days since last invoice

02

Act

Create and send invoices instantly, or let AI do it

One click to invoice. Or let Autopilot draft, send, and follow up without you lifting a finger.

Invoice generated

INV-0042 for Acme Inc, $4,200

03

Control

Every action follows your rules and approvals

Spending limits, approval chains, and policies you define. AI or human, same guardrails apply.

Approved & sent

Within guardrails, no manual review needed

Product

Everything gets sent, followed up, and controlled

Smart Invoicing

Create invoices in seconds

Create invoices instantly without manual work. Templates, cloning, and recurring schedules ensure invoices go out consistently.

Adaptive Follow-ups

Follow-ups that adapt to each client

Automatically follow up based on client behavior. Reminders escalate over time so invoices don't get ignored or delayed.

Guardrails

Control every action across send and receive

Define rules, approvals, and limits for both sending and receiving invoices. Every action is evaluated, approved, or blocked based on your policies.

Autopilot

AI agents run your entire invoicing workflow

AI agents create invoices, send follow-ups, and execute workflows automatically using APIs and MCP, all within your guardrails.

Cash Intelligence

Understand how your clients actually pay

Track client patterns, missed cycles, and payment delays. Identify revenue at risk, detect inconsistent billing, and know which clients need attention.

Client Workspace

Your client sees a clean, branded page

Your clients open a professional invoice page with your logo and branding. They review, approve, and pay. No account required. White-label available on Enterprise.

Recurring invoices

Set it once. Never think about it again.

Most retainer clients get invoiced the same amount every month. Set up a recurring invoice and it goes out on schedule, every time. No reminders to yourself, no copy-pasting last month's invoice.

And if you have clients you haven't set up yet, Settle notices. It learns your billing patterns and flags when an invoice is overdue based on your history, not a calendar you forgot to update.

Recurring handles the expected. Detection catches everything else.

13 currencies

Invoice international clients in their currency

Auto-send or draft

Send automatically or review before it goes out

Recurring
Active

Acme Inc

Monthly, $5,000

Next: Apr 1

Beta LLC

Weekly, $1,200

Next: Mar 28
Not on a schedule yet

Gamma Corp

Usually invoiced monthly, 12 days since last

~$3,400

Autopilot

Let AI run your workflows, with guardrails

Autopilot runs invoicing and follow-ups automatically. Guardrails ensure everything stays under your control.

Autopilot

Invoice created

INV-0042 for Acme Inc

Autopilot

Follow-up scheduled

Polite check-in in 7 days

Guardrails

Approval required

Amount exceeds $5,000

Approved

Sent to Acme Inc

Approved by Sarah K.

Ready to stop missing invoices?

Get StartedNo credit card required

Approved

Invoice within guardrails. Sent automatically.

Needs review

$5,000 threshold exceeded. Held for approval.

Blocked

Outside allowed client list. Action denied.

Pending

Awaiting manager approval. 1 of 2 approvers signed.

Guardrails

Every action is evaluated before it happens

Approved, held, or blocked based on your rules. Multi-user approval workflows, sender and receiver validation, role-based policies. Nothing happens without your sign-off.

Agent
Guardrails
Approval
Action

Integrations

Works with your existing tools

Already using a CRM, spreadsheet, or invoicing tool? Connect your data or switch to Settle to add intelligence to your cash flow. Use Settle directly from tools like Claude and Cursor, or integrate via APIs and MCP.

CRM

CRM

Sync clients and contacts

ACC

Accounting

Push invoices and payments

AI

AI Tools

Run invoicing from AI workflows

CursorClaudeOpenAIMCP
API

API

REST + MCP for full control

Pricing

Simple pricing that scales with your business.

Start free. Upgrade when you need more automation.

Try Settle

Free

$0/ month

Start invoicing and get a feel for Settle.

  • 1 user
  • 3 clients
  • 5 invoices per month
  • Manual reminders
  • Client portal
15-day AI trial
Start Free
Most Popular

Get Paid

Starter

$29/ month

Stay on top of payments and reduce follow-ups.

  • 1 user
  • 50 clients
  • 200 invoices per month
  • Automated follow-ups
  • Client portal
  • Basic client insights
  • CRM & accounting integrations
15-day AI trial

+$15/mo per additional user · +$29/mo AI add-on per user

Start Starter

Scale

Growth

$79/ month

Automate collections and run your workflow across tools.

  • 1 user
  • 300 clients
  • 1,000 invoices per month
  • Intelligent follow-ups
  • Client portal
  • Advanced client intelligence
  • Workflow automation
  • API & MCP access
AI included

+$12/mo per additional user

Start Growth

Custom

Enterprise

Custom

Designed for complex financial operations and high-scale businesses.

  • Custom users
  • Unlimited clients
  • Unlimited invoices
  • Advanced follow-ups
  • Client portal
  • Advanced client intelligence
  • Integrations + ERP
  • API with custom limits
AI included · Agent Marketplace
  • SSO
  • White-label
  • Dedicated support
Contact Sales

Add-on

AI Automation

+$29 / user / month

Adds intelligence to your workflows.

Smart follow-ups
Recommended actions
AI agents
Enhanced automation

Automation and API usage are included with generous limits and scale with your business. Each API or AI request counts as one unit. Background processing does not count.

API and MCP access are available on Growth plans and above.

Start free. We'll tell you when you're ready for more.

Start sending invoices or import your data

Settle begins learning your patterns and surfaces what needs attention so nothing gets missed. Based on your invoicing history, you may have missed revenue that was never billed or followed up.

See what you're missing

Stop missing invoices.
Start running your revenue as a system.

Get StartedNo credit card required